Personal Umbrella Insurance in Longview and Tyler, TX
A single lawsuit from a car accident or an incident on your property can quickly exhaust your liability limits. Lamas Insurance Agency offers personal umbrella policies that extend your coverage beyond what your home, auto or other personal insurance provides.
Key Benefits of Umbrella Insurance
This type of policy may offer several key advantages, including: 
- Increased liability coverage that can assist with expenses tied to injuries or property damage when you are held liable for another party’s losses.
- Expanded coverage options that may respond to situations not usually covered by basic policies, including certain libel, slander or rental property issues.
- Support for legal defense costs can include help with attorney fees or court charges if a lawsuit against you exceeds your primary insurance limits, such as a major accident involving injuries to others.
Who Should Consider This Policy?
Personal umbrella insurance may be a good option for people who:
- Have teenage drivers in your household, or often have guests
- Own a home, rental property or other significant assets
- Travel frequently for work or personal reasons
- Serve on a board, volunteer or take part in community groups
- Take part in activities that may increase the chance of personal liability claims
How Much Coverage Do You Need?
Your ideal umbrella limit may differ based on your assets, income, daily activities and exposure to liability. You can review your property, savings, earnings and any higher-risk activities, then choose a policy that matches your coverage needs and goals.
Our Team Can Help
Lamas Insurance Agency reviews your risks and explains how a personal umbrella policy fits into your overall insurance plan. Contact us today to learn more and request a free custom quote.