Commercial Auto Insurance in Longview and Tyler, TX
If your business relies on vehicles, accidents and claims can strain your finances. At Lamas Insurance Agency, we help business owners, contractors and fleet managers in Texas get commercial auto insurance aligned to their needs
Understanding Commercial Auto Insurance
Commercial auto insurance is designed to address the specific risks involved in using vehicles for business purposes. This policy can cover your business from a variety of risks, such as:
- Liability for bodily injury or property damage caused by your vehicles
- Physical damage to your vehicles from accidents, theft or weather events
- Medical payments for drivers and passengers
- Uninsured or underinsured motorist coverage
- Coverage for employees who drive their own vehicles for business (hired and non-owned auto)
Who Needs This Policy?
This policy may be essential for the following:
- Contractors transporting tools and equipment
- Delivery services and couriers
- Businesses with sales teams on the road
- Companies providing transportation for clients or employees
How Much Does It Cost?
Insurance costs may depend on factors such as:
- The number and type of vehicles you operate
- How often and how far your vehicles are driven
- The driving records and experience of your drivers
- The kinds of goods or passengers you transport
- The coverage limits and deductibles you choose
How Do I File A Claim?
These steps can guide you through the claim process:
- Make safety the first priority and contact emergency services if needed
- Gather key details, including photos, vehicle information and contacts
- Notify your insurance carrier as soon as possible
- Provide clear information about what happened, including damage and any injuries
- Keep repair estimates, invoices and related documents for reference
Get Covered Today
Our team at Lamas Insurance Agency can recommend appropriate coverage and support you with claims or policy changes. Contact us to request a free custom quote.